Storm damage response is about safety first, documentation second, and cleanup third.
Immediate Safety
- Stay clear of downed/nearby power lines
- Keep away from hanging limbs
- Evacuate areas under active structural risk
First 24 Hours Checklist
- Photograph/video all damage before cleanup
- Contact insurance and open a claim
- Tarp exposed roof or openings if safe
- Use licensed, insured local contractors
DIY vs Pro
DIY: light ground debris
Pro: any climbing, chainsaw overhead work, structure contact, utility proximity, or unstable trees
Insurance Reality
Coverage usually prioritizes structure-related damage and emergency mitigation, not routine preventive removals.
Northland Notes
Spring straight-line winds and winter ice events create different failure patterns. Emergency backlogs are common after major storms.
Frequently Asked Questions
Should I cut the fallen tree before the adjuster comes?
Usually no. Document first and follow insurer guidance.
Neighbor’s tree fell on my property — who pays?
Typically your insurer handles property damage claims first; legal fault varies by circumstance.
Need help after a storm? Request emergency service and we’ll prioritize active hazards when scheduling allows.